Increased risk of accidents to motor vehicles also create more competition among swift car insurance companies. Swift car insurance companies offer various schemes to attract the public to be insured in insurance companies. No bonus request is one of the systems offered by auto swift car insurance companies. In this system, the premium is affected by the amount of the claim by the insured in an accident last year.
if there are no reported accidents in one year, the state must be reduced and accidents are as much art as compared to the state
Determination of the bonus state claim based on a search for the Poisson distribution determines the number of victims reported or the number of applications each year. The final results obtained from research is the Poisson distribution to determine the percentage of premiums in each state, the transfer of state standards and financial analysis for this company. This has implications for the contractor to submit a claim or not to lodge a complaint against the losses that occur in an accident
Previous research by Mert and Sykan (2005) the premium paid for the next few years, depending on the amount of the request and the value of the previous year. The number of applications determined by the Poisson distribution, the number of expectations with an exponential distribution and the value of the claim with the exponential distribution is modeled using the gamma distribution so that the size of credit follow Pareto distribution
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